Economic Lessons from History

Economic Lessons from History by Gerald Chester
Philosopher George Santayana famously stated, "Those who cannot learn from history are doomed to repeat it" So what lessons from history should we have learned about how to navigate economic crises?

Consider the recession in the United States from 1873 to 1879. Up to that time, this was the greatest economic challenge faced by the nascent country. The cause of the crisis was speculation driven by greed, associated with expanding the railroad network. Loans were made that should not have been made, which led to loan defaults and bank failures. Unemployment soared to an estimated 25 percent. Only 25 percent had full-time work, which meant that 50 percent were underemployed. Ninety thousand people lost their homes to foreclosure in New York City.

Today, some estimations of unemployment are around 20 percent and in August there were record home foreclosures nationwide. So far this year, bank failures number more than 140 and the pace is increasing with a higher number of failures expected in 2011 (http://feeds.bignewsnetwork.com/?sid=579278).

As was true in the 1870s, the current crisis is due to speculation driven by greed. Banks made loans that they should not have made and the result is massive defaults and bank failures.

Given the parallel between the events of the 1870s and those of today, here are two lessons we should have learned but apparently did not.

Lesson 1: Greed is not good.

At a town-hall-style meeting with the faculty and students from the Columbia School of Business in late 2009, Warren Buffett was asked about the problem of greed in the financial industry. His response was that greed has been around a long time. But he did not offer any solutions or remedies for the problem.

Greed was a driving motivator in the 1870s, as it is in the current financial crisis. The widely assumed antidote for greed is government regulation and oversight.

If you embrace a biblical worldview, you know that greed is idolatry (see Colossians 3:5). This means that greed is a symptom of the worship of money. Therefore if you believe that greed caused the economic recessions of both the 1870s and the 2000s and greed is the worship of money, then the root issue is theological. In other words, when people overly speculate in any venture seeking to get rich—particularly get-rich-quick schemes—this indicates that they are worshippers of money or “mammon,” which is sin.

Given that the God of the Bible is the only true God and is a jealous God in the sense that He does not tolerate the worship of anything or anyone other than Himself (Exodus 20:5), then greed—the worship of money—will not lead to lasting blessings. Rather, the worship of money will be met with economic judgment, which happened to the nation of Israel as recorded in the Old Testament, the United States in the 1870s, and is happening now to most nations of the world.

What is the solution for greed? Given the biblical doctrine of depravity—all people are infected with a bias to sin in their hearts—therefore the only way to be delivered from this sin bias is through transformation of the heart. From a biblical worldview, the only true transformation of the heart comes through the saving work of Christ. Therefore the only efficacious solution for greed is transformation. Those who experience this transformation are known as Christians.

In theory, Christians should be marked by obedience to Christ’s commands (see Matthew 28:18–20). Christ’s motivation was always to do the will of the Father; He was never motivated by greed. In fact, at the end of His life, Christ was homeless, jobless, penniless, and lived off charity. This does not mean that poverty is a virtue; rather, it suggests that to Jesus money was simply a tool of obedience to God. Money was never His agenda or His focus. His objective was to complete the earthly work assignment that the Father had given Him (see John 17:4).

Since this is the way Jesus lived, then those who claim to be His followers should live the same way. If we live with the singular focus of obeying God, we will not be greedy. This means that we will not overly speculate in ventures seeking to get rich.

Lesson 2: More regulatory oversight is not the antidote for greed.

In the 1870s there was little bank regulation and oversight. The Federal Reserve and FDIC did not exist. Today we have far more regulatory oversight. Nevertheless, we are in an economic recession on par with the 1870s. This suggests that increased regulatory oversight was either ineffective and/or poorly administrated. In any case, government regulatory oversight has not worked as an antidote for greed.

But even if government oversight had been more successful, it would still not solve the problem. The common view is that government oversight is about managing sin. Of course, few people use this terminology. The focus of managing sin is always external behavior—do this, don’t do that. But dealing with external behavior never solves the sin problem because the root of the sin problem is the heart of man. Until a person’s heart is transformed from the worship of money to the worship of the one true God, there will be no freedom from the sin of greed.

Most people don’t believe that government has a role to play in changing people’s hearts. Scripture says the opposite, however. According to the apostle Paul (see Romans 13:3–4), the role of government oversight should always be to direct us to good—even coerce us to good. Since “good” is a divine attribute (see Mark 10:18), anything that is good is, therefore, consistent with God’s nature. This means that government should be helping us live in obedience to God. If the only way to truly obey God is to transform the hearts of people, then government must support the work of the gospel of Jesus Christ. Only Christ can transform people and align them with God. Therefore to do “good” must mean to live as Christ lived.

What about separation of church and state? Sadly this concept is greatly misunderstood today. Early in the history of the United States, the Baptists who lived in Danbury, Connecticut, were concerned about the new federal government interfering with the government of local churches. They had experienced this in England and wanted to be sure that the federal government would not interfere with church polity. To address this concern, President Thomas Jefferson responded that in his view a wall of separation existed between church and state. The purpose of this wall was to protect the church from the state, not vice versa. In fact, the government leaders looked to the church for wisdom in how to govern the nation. Over time, the true meaning of separation of church and state has been corrupted. Now many wrongly believe that its intent was to protect the state from the church. This incorrect view of the relationship between church and state is driving our public policy away from the divinely ordained role of government.

One might ask about the First Amendment to the Constitution. One of the purposes of this Amendment was to insure that the government would not take over the church as it had in England. This Amendment was never intended to eliminate the influence and guidance of the church from public policy.

If government is to function consistent with Scripture, it must support—not interfere with—the work of the church of Jesus Christ. The role of the church is to bring people to Christ and help them mature, that is, to make them disciples of Jesus Christ. This is accomplished through transformed hearts.

Here are some economic lessons from history: greed is not good and more regulatory oversight is not the antidote to greed. Have we learned these lessons? If not, we will repeat the past. Future economic calamity will happen and it will be caused by speculation driven by greed to get rich.

Government seeking to manage sin by focusing on external behavior will never solve the problem of greed. Both Scripture and history make this clear. The only solution to greed is Christ transforming the hearts of people.

Until people embrace Christ, they will never be able to learn the lessons of history. They will simply repeat history and will be subject to the economic and political consequences of failing to worship the one true God. Lasting economic blessings can only come when people obey God.


http://StrategiesWork.com

Run With Your Vision

Run With Your Vision by John Belt
Run With Your Vision and Invest Yourself in Eternal Treasures

Our lives are filled with opportunities every day to sow into eternal reward. All of us want to enter into that day with joy to hear Jesus say, "Well done, good and faithful servant!" When we get to Heaven we want to see the eternal treasures that we have been storing up. We don't want to see our heavenly vault empty.

The Spirit Inspires

2 Corinthians 3:5-6 Not that we are sufficient of ourselves to think of anything as being from ourselves, but our sufficiency is from God, who also made us sufficient as ministers of the new covenant, not of the letter but of the Spirit; for the letter kills, but the Spirit gives life.

The law kills but the Spirit gives life or inspires us. Many people try to accomplish God's desires through keeping the law, creating new laws or just trying to keep a list of "to dos" to please God. This never works. Others are so afraid of missing God that they never do anything at all. Their perception of God is that He will punish them if they miss it on anything. Most people in "church circles" have heard it said, "Brother, you better make sure that is God before you do anything. You don't want to do anything in your flesh."

Maybe you just had an inspired idea or finally got motivated to do something in the Kingdom and then someone decides to give you their most holy opinion. Instead of being blessed by what God is showing you to do there is an attempt to shut it down.

Our Perception of God

Matthew 25:24-26 Then he who had received the one talent came and said, "Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed. And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours." But his lord answered and said to him, "You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed."

Our perception of God will make us or break us. If we don't see God for who He really is then everything that we do or don't do in life will be the result of our view of Him. One view that religion can hold of God is that He is a "hard man." If we believe that God is "hard" on us and others, we will be the same. This view of God brings an expectation of "punishment" if we miss it with God. This is what has happened with many Christians. Because of this, they end up doing nothing at all; they become lazy, self-consumed and cannot see any bigger than themselves. They cannot take on a "Kingdom Mindset" because they are so worried they will blow it, miss it and God will punish them for it. Notice that "the Lord of this servant," who is a picture of God, did not excuse his fear but called him a "wicked and lazy servant." Fear produces laziness because it just makes you want to hide away somewhere. God is good.

Don't Bury What God Has Given You

Matthew 7:11 If you then, being evil, know how to give good gifts to your children, how much more will your Father who is in Heaven give good things to those who ask Him!

God has given all of us "talents," whether they be spiritual, natural or all of the above. God has given us the gift of life. Don't waste it! Don't bury it. Seek the Lord. Get a vision from God and step out to do something with it. Don't be like the wicked and lazy servant who can't see beyond himself – and how God is going to punish him for missing it. We must get a vision for things that are bigger than ourselves and require God to accomplish them. If you can do it yourself you don't need the Lord to help. We want Him involved. That is why we should always dream big beyond our natural abilities.

Sow to the Spirit

There are no limitations to us in God's Kingdom. He has put an unlimited potential within us by His Spirit. Don't think about what you can't do. Think about what you can do through Christ. Every day there are multiplied opportunities to "sow to the Spirit." In your actions, your words, your creativity, your worship, your meditation, your prayers, your decrees, your communion, you can sow to the Spirit and experience a place in God of absolutely no limitations. They key is in continually sowing to the Spirit and reaping the life of the Spirit.

Get your vision and run!

John Belt
Live In His Presence Ministries

The Unbiblical Myth of “Full Time Ministry”

The Unbiblical Myth of “Full Time Ministry” by Scott Volk

I want to put a challenge before you – are you ready? Okay, here we go! Pull out your Strong’s Concordance and look up the term ‘full time ministry’. I’m willing to award a prize to the one who finds the most references. As a matter of fact, I’ll gladly give an expensive gift to anyone who can produce one instance where that exact terminology is used anywhere in the original languages!

Let me save you some time. There is not one person in the entire Bible that is referred to as being in full time ministry! Isn’t it amazing how frequently we hear the phrase ‘full-time ministry’ and it’s not even found once in the Word of God? Perhaps we need to ask the Lord for a more Biblical paradigm.

Imagine the following scenario: There are two 30-year-old men standing in front of you. One of them is serving in a third world country and has diligently raised support so that he and his family could serve as missionaries for the next five years. The other man is a fireman in a city that is growing. This man is committed to being a Godly husband to his wife and father to his children. The amount of money that he makes is irrelevant to him as long as he keeps the Lord first in his life and is a witness for Jesus every moment of the day.

With the above scenario in mind, it’s unfortunate, according to the way many of us look at things, that the man in the third world country is considered in ‘full-time ministry’ whereas the fireman would be considered working a ‘secular job’ (by the way, the term ‘secular job’ isn’t found in the Bible either!).

Although this may sound a little confrontational and may ruffle some feathers, I believe that the term ‘full time ministry’ needs to be entirely eradicated from our vocabulary due to the unbiblical connotation that it portrays! Because it’s Jesus that has commissioned us, we are all called to be His witnesses whether we serve as a pastor or a plumber. The Lord doesn’t look down from heaven and recognize us by whether we’re in full-time ministry or not! We’re all His children and called to serve Him!

I’m continually grieved when I run into people who have given into the whisper of the enemy, who has convinced them that they’re not living up to their potential because they are settling for working a job that this age considers secular. There is a whole group of people who are reading this right now who feel like failures because they graduated from a Bible college or a school of ministry and are not employed by a ‘church’ or ‘ministry’.

Think of Moses for a moment…was he ever employed by a church or ministry? He lived within the confines of Godless Pharaoh’s house for the first 40 years of his life and then worked his tail off as a shepherd on the back side of the desert for the next 40 years. He was never written up in a magazine for his potential as one of the up-and-coming history makers of his generation. How sad it is that if he were alive today, many of our modern-day leaders would pay no attention to him because he wasn’t ‘in the ministry’. As a matter of fact, depending on where he went to church, he might even be rebuked for wasting the best years of his life!

Just this morning I was on the phone with a graduate who really felt that the Lord would one day have his family serving as missionaries in a foreign country. So, he quit his job (which, by the way, was a great source of income for his growing family) and prepared to make the next step toward the mission field. I listened intently as he shared with me that it seemed like the Lord was calling him back to his previous job because the time was not yet right to move overseas.

At this point, some of you might say, “Well, he just needs to step out in faith and do it because God’s word says, ‘Go!’” Although there is great truth in that statement, there is yet an underlying truth that requires us to not abort the preparation process so that when we do go, we are not going with our own power, but rather in the power of the One who has commissioned us.

It’s amazing to me that Jesus Himself, the Son of God, didn’t launch into His ultimate calling until He was thirty years of age! Looking at that from a worldly kind of wisdom, you might say that some of those youthful years could have been better spent seeing the dead raised and the blind eyes opened. After all, He would have gotten a tremendous head start on a ‘successful ministry’ if He began earlier.

Amazingly, when the Lord trumpeted from heaven that “This is My beloved Son in whom I am well pleased”, Jesus had not yet done anything that modern-day Christianity would refer to as ‘ministry’. God was pleased with His Son simply because He was a Son. That, my friends, is a truth that we must all embrace!

The value of our lives to our Creator is not based on what we do but rather on who we are! I want to encourage all of you that Father God loves you not for what you can produce for Him but simply because you are His son and daughter. Our ultimate eternal destiny on this earth is to glorify the Lord by being a demonstration of the Kingdom of God. That must take place as we preach, as we wait on tables, as we drive a taxi cab, as we teach kindergarten, as we practice law, as we counsel, as we mow lawns, as we break bread together, as we fish, as we fight fires, as we sell real estate, as we flip hamburgers, as we raise our children, as we…

I think you’re getting the picture. Be a demonstration of the Kingdom of God wherever it is that He has you serving. And, if you have yet to see His promises for your life fulfilled, keep hanging on to those things which He has spoken, remembering that “faithful is He who calls you, He will also bring it to pass”!

5 Things I've Learned in Business and Ministry

5 Things I've Learned in Business and Ministry
Guest post by Chris
James Reiner

10 years, I have been working in the challenging world of business as mission at Belay Enterprises. Someone recently asked me what would make up my list of five important lessons for a faith venture. As a reminder, I define a faith venture as a for-profit or non-profit business that creates employment and opportunity for a disadvantaged population. In no particular order, here's my list:

1. Let the business lead the ministry- A faith venture has two bottom lines. It seeks business profits in order to support itself and grow. It also hopes to change lives by accomplishing its ministry. The great danger is that sometimes these two goals conflict with each other. In certain cases pursuing the mission will cost the mission and vice versa. I believe that if one is pursuing a Christ-centered business then all of business is ministry. So it then becomes acceptable to let the business lead the ministry because without a focus on the bottom-line this unique ministry opportunity disappears.

2. Stay true to your mission in the midst of the business- The second great danger facing a faith venture is losing sight of the ministry because of the focus on the business. Never forget the original God-purposed redemptive DNA of your particular faith venture.

3. Sell, sell, sell- An entrepreneurial organization must be about selling its product and mission at all levels of its organization to its target market. An organization that forgets to sell is an organization that is forgotten.

4. Cash Flow, Cash Flow, Cash Flow- Many a good faith venture or enterprise has died for lack of focus on cash. Knowing your cash position at any given moment drives your strategy and actions.

5. Trust God- In reality, when you combine business and mission, it is going to get messy. One must work hard toward your business plan and mission goals and then prayerfully trust God with the results.

Owners or Stewards

Owners or Stewards by Bob Mumford

But those farmhands saw their chance. They rubbed their hands together in greed and said,
“This is the heir! Let’s kill him and have it all for ourselves.”[1]

There is a critical difference between a steward and an owner. Mark 12 tells a story about some vine growers who refused to give the fruit of cultivation to the landowner. They beat and killed every person the landowner sent, even his beloved son. These vine-growers were not the owners; they were only stewards, yet they acted as if they owned the vineyard.

When we are an owner, we think that just because we have first dibs on something, it is essentially ours. I go to the gym three days a week in the early morning and use a certain cardio machine—the second one on the first row. That is my machine. Just as I was getting into my ownership routine, a woman started getting there a few minutes ahead of me. Every morning, she was on my machine. The Lord put me through many changes over that until I began to see the subtle and demanding nature of ownership.

In church, ownership takes many forms including sitting in the third pew on the left. All the regular churchgoers know that that is your seat so they choose to sit elsewhere. We know we are an owner when we get all bent out of shape if a visitor takes our assigned seat. I knew a man who was one of the most powerful worship leaders, but he owned it. One day, the Lord just lifted the anointing from him not because of overt sin, but because he began to be an owner. We are called to be stewards, not owners. It is not our church, or our people; it is His church and His people. It is not our parking place or our particular privilege.

Ownership can be seen in offices and titles, i.e. apostle, prophet, pastor, teacher. When someone goes by Apostle Smith or Prophet Jones, there is a good chance they feel some ownership of the position. Someone once introduced me as Dr. Mumford and when I got up to speak I said, “I’m not a doctor, I’m not even a nurse.” I was seeking to avoid illegal ownership. The minute we start owning anything or anyone, we have abandoned our call to be stewards.

Several years ago, we sent our son, Eric, into another country to build a family home for orphans. Once established, Eric appointed a steward to help oversee the work there. This steward slowly began to take ownership of the home. Once he felt he was the owner, he began to assassinate Eric’s character by giving false reports to the media and social workers and eventually took Eric to court for custody of the children in the home. The social workers believed the media stories and soon Eric was forced to abandon the work he started there. Essentially, this steward beat up our son and kicked him and his family out of the vineyard.[2]

We don’t own our reputation, our occupation, or our children. As Kingdom men and women, we are placed in these positions as stewards of Father’s House. The moment we start seeking to own something, whether it’s anointing, title, ministry, or our kids, the life is squeezed out and God’s Agape begins to dissipate. How do we know whether we are an owner or a steward? Just let God touch whatever we think we are stewarding. If the Lord gives it, He can take it.

Thoughts & Questions


* Describe the difference between an owner and a steward.
* In what ways have you experienced being an owner?
* What has God called you to steward? Can your stewardship be improved in any way?



[1] Mark 12:7 MSG
[2] For more information, I recommend Eric's Plumbline entitled “Sonship Keeps Lifting Me.”

CATERING KENARI IMMANUEL

CATERING KENARI IMMANUEL

Bekerjasama di dalam pelayanan maupun usaha untuk mendanai pelayanan yang ada maka kami bersinergi dengan Catering Kenari Immanuel memberikan sebuah proposal layananan bagi merek ayng membutuhkan jasa catering baik untuk acara gereja, persekutuan doa, retraet, pernikahan dan acara-acara lainnya. God bless you.

Jl. Kenari No. 3 Bandung 40117
Tlp / Fax : 022 – 4211837
Hp : 08122109138 – 76420837 – 70533647 - 70228809
MENU PAKET A
Harga Rp 55.000 /Orang / Hari
Sudah termasuk Kerupuk & Sambal
MENU MAKAN PAGI
1.Nasi goreng,telor dadar, Timun iris
2.Nasi kuning, Tempe Cabe Ijo + Soun, telor iris.
3.Bubur ayam, Cakue+ayam +kacang dicampur
4.Nasi uduk, Labu gulai, telor iris
5.Bihun Goreng, Ayam + Telor Dicampur

MENU MAKAN SIANG / MALAM
Sudah termasuk Nasi putih, kerupuk udang, sambal, acar, dan buah kombinasi

1.Nasi timbel, Ayam bakar/Jogja, tahu goreng, tempe bacem, lalab, sambel
2.Ayam goreng serundeng/Gepuk, sayur asem, tempe bacem
3.Semur daging sapi, sup sayur, perkedel jagung
4.Ayam kecap mentega, cah cosin tahu, sambel goreng kentang
5.Sosis asem manis, kentang manis, cah buncis telor
6.Rendang sapi, soun cabe hijau, cah tahu tauco
7.Fuyung hai, capcai kuah, mie goreng
8.Ikan tongkol masak sardines, daun singkong, tahu kerecek
9.Bola-bola daging sapi, sup macaroni, tahu goring isi
10.Ayam bumbu rendang, cah kangkung, bakwan.
11.Soto Bandung, Pindang Telor, Perkedel Jagung
12.Gudeg, Sambal grg Krecek, Opor Ayam
13.Lodeh, Telor Asin, Pepes Peda, Tempe Tahu Bacem

SNACK PAGI / SORE
1.Kue mangkok, martabak,teh/kopi
2.Pisang aroma, ambeikuk, teh/kopi
3.Gemlong, pastel, teh/kopi
4.Bika ambon, risoles, teh/kopi
5.Putu ayu, talam asin, teh/kopi
6.Kolek pisang, teh
7.Bubur kacang ijo, the

MENU PAKET B
Harga Rp 65.000 /Orang / Hari
Sudah termasuk Kerupuk & Sambal
MENU MAKAN PAGI
1.Nasi goreng, telor mata sapi,Timun iris
2.Nasi uduk, abon, telor iris, Labu Gulai
3.Nasi kuning, Abon, Telor iris, Tempe Soun Cabe ijo
4.Bubur ayam special, Cakue, Ayam
5.Soto ayam, Telor Pindang, Nasi Putih
6.Bihun goreng special

MENU MAKAN SIANG / MALAM
Sudah termasuk Nasi putih, kerupuk udang, sambal, acar, dan buah kombinasi
1.Nasi timbel, ayam bakar/gepuk, tahu goreng, tempe bacem, sayur asem, ikan asin, lalab, sambel
2.Beef Teriyaki / Sapi lada hitam, cah brokoli tahu jepang, mie goreng special, perkedel kentang
3.Ikan asem manis, Capcai, Babi kecap
4.Sate ayam manis / Sate Babi, cah kangkung, mendoan, kentang manis daging sapi Cingcang
5.Sop baso Campur (Sapi,Mambo), soun special, udang goreng tepung
6.Beef yakiniku, Sup Bola-bola Tahu, Mie goreng special
7.Ayam kecap mentega, ikan bumbu bali, acar kuning
8.Bakut, perkedel jagung, sate babi
9.Babi hong/panggang babi, sop kimlo, Telor pindang
10.Soto Bandung, Pindang Telor, Perkedel Jagung
11.Gudeg, Sambal grg Krecek, Opor Ayam,Tempe Mendoan
12.Lodeh, Telor Asin, Ayam Goreng Kenari, Tempe Tahu Bacem
SNACK PAGI / SORE
1.Onde, pastel, softdrink
2.1 jenis roti isi, kopi/teh
3.Donat,kopi/teh
4.Bolu gulung strawberry, teh/kopi
5.Bolu keju, teh/kopi
6.Risoles, talam manis,teh/kopi
7.Putu ayu, sandwich, teh/kopi
8.Kolek campur(pisang, biji salak)
9.Bubur campur (kacang hijau+ketan)
CATERING KENARI IMMANUEL
Jl. Kenari No. 3 Bandung 40117
Tlp / Fax : 022 – 4211837
Hp : 08122109138 – 76420837 – 70533647 - 70228809



MENU PAKET C
Harga Rp 75.000 / Orang / Hari

MENU MAKAN PAGI
1.Nasi goreng special, telor ceplok, kerupuk, sambal, timun & Tomat iris
2.Nasi uduk / kuning special, telor iris, ayam goreng, kentang kering, kerupuk, sambal
3.Bubur ayam special (ayam, ati ampela, cakue telor pindang ) kerupuk, sambal
4.Nasi Bakmoy
5.Nasi tim special (ayam, jamur, hioko, telor ) kerupuk, sambel

MENU MAKAN SIANG / MALAM
Sudah termasuk Nasi putih, kerupuk udang, sambal, acar, dan buah kombinasi

Chinesse Food :
1.Babi hong, fu yong hai, ca brokoli tahu jepang ayam jamur
2.Bakut sayur asin, ayam ca ala Taiwan, udang nugget
3.Sup baso ikan isi babi, kekian, kalian
4.Nasi campur/Hainam ( babi panggang, sate, baso goreng)
5.Sup kaki babi tahu, kakap asem manis, sapo tofu jepang
Indonesian Food :
1.Nasi timbel, ayam bakar, gepuk/babat, asyur asem, asin, tahu, tempe, lalab
2.Semur bola-bola dengan daging sapi, chicken nugget, ca babi pakcoy ayam jamur
3.Sup ayam kembang tahu, kakap asam manis, capcay special
4.Sup baso campur, mie goreng special, udang nugget
5.Kornet lidah, ayam ca jamur mede, beef teriyaki
6.Ayam nanking, kalian dengan sapi, angsio tahu jepang
7.Daging/sengkel rendang, ayam opor, gudeg krecek, telor pindang
8.Sup kimlo, rolade, fu yung hai, perkedel jagung
9.Sambel goreng daging, kentang kacang kering, gado-gado matang, telur bumbu rujak
10.Sup gulden musroom ayam, kakap asem manis, soun goreng spesial

MENU SNACK PAGI DAN SORE
1.Kue mangkok, martabak telor, teh, kopi
2.Pisang aroma keju, bubur lolos, teh, kopi
3.Bolu gulung lapis strawberry/nanas, teh, kopi/ovaltine
4.Kolek pisang/biji salak/kolang-kaling, teh
5.Onde paste, softdrink
6.Satu macam bubur(ketan hitam atau kacang hijau)
7.Bika ambon, risoles, sofdrink
8.Putu ayu, sandwich, teh, kopi
9.Bolu gulung, teh, kopi
10.Susu mkroni bakar, teh, kopi
11.Bolu keju, talam, teh, kopi
12.Siomay/bapau, teh, kopi

NB: 1 Hari : makan pagi, snack pagi, makan siang, snack siang, dan makan malam
PERINCIAN DAFTAR HARGA




PAKET
A
PAKET
B
PAKET
C
SNACK
SS
6,000
SS
6,500
SS
7,000
JAGUNG BAKAR
3,500
LONTONG
1,500
MM
16,500
MM
20,000
MM
24,000
BANDREK
4,000
SUSU MURNI
4,000
MP
10,000
MP
12,000
MP
13,000
BAJIGUR
4,000
KOPI
1,500
SP
6,000
SP
6,500
SP
7,000
PISANG GOR
1,500
TEH MANIS
1,000
MS
16,500
MS
20,000
MS
24,000
GEHU, BALA2
1,500
KACANG REBUS
1,500
JUMLAH
55,000
 
65,000
 
75,000
ROTI BAKAR
3,500
UBI REBUS
1,500

There is No Grace in the Marketplace

There is No Grace in the Marketplace
By Dan Meylan www.weaversonline.org
In the late 80’s we had a large insurance client, a plastics extrusion company with over 150 full time employees. Their primary product was cassette cartridges. This company was one of the primary employers in a community with a population of 4,000. Today that 120,000 sq ft building is vacant and those jobs are gone. Manufacturing cassette cartridges is no longer a viable business. There is no grace in the marketplace.

We were one of the investors a new trucking business established in response to a marketplace opportunity. One of the first drivers hired was a close Christian friend with 3 small children who was unemployed. During the first 30 days he failed to make his appointed deliveries on 6 separate occasions. The customers were unhappy and sought alternative trucking services. We were forced to terminate our friend and find another driver who was reliable. There is no grace in the marketplace.

Grace is not a substitute for competence. Grace is not a substitute for hard work. Grace is not a substitute for knowledge and learning. Grace is not a valid marketplace strategy. Grace is not a business tool. Grace is not a sustainable business strategy. There is no grace in the marketplace.

The definition of “grace” is “unmerited favor”. We are saved by grace. As Christians we are saved by the unmerited favor of Christ’s blood on the cross. Unfortunately we live in a fallen world. God’s concept and execution of “grace” may be transferable to our individual human interactions but it certainly cannot be sustained as a marketplace strategy. There is no grace in gravity. There is no grace in the principles that allow an airplane to fly, the aerodynamics that keep and aircraft airborne are very exacting. The principle of grace in interpersonal relationships only works when it is freely given. It is a cancer when it becomes an expectation.

Unfortunately many Christian business owners operate on the premise that they will be given “grace” for their lack of skill or competence. Make no mistake there is no grace in the marketplace. You must be able to deliver your products and services to a standard of competence at least equal to that of your competitors or you will quickly cease to exist. The marketplace rewards high levels of competence and punishes incompetence ruthlessly. This is not a law or a regulation that you can amend or appeal. This is a reality as predictable as the sunrise. The marketplace sets its own rules but it does place a high value on what God values.

In life we grow from ignorance to competence and ultimately to excellence if we dedicate ourselves to disciplined, focused attention to our God given gifts, talents and abilities. Think about the last time you traveled on a commercial airline. You probably took it for granted that the pilot was competent. At some point in his or her life he or she did not know how to fly, he or she was completely ignorant. Then over a period of time through rigorous training and practice they reached a level of competence that allowed them to take on the responsibility as a pilot in command of a commercial airliner. Additionally we know and understand that their competence is continually evaluated and assessed by a regulatory agency which has the authority to revoke their pilot privilege if their competence deteriorates. Of all the pilots in the world the top 5% might be considered “excellent” but we as the passengers have no way to know or understand or evaluate the criteria that might make them “excellent”. We assume they are all competent. Would you be interested in boarding a commercial airline whose pilots were given “grace” for their marginal competence?

Dan Meylan is the President and Founder of Weavers a ministry that teaches and trains business owners to operate their business according to biblical principles.